The Grading Report vs The Appraisal.

Purchasing a diamond ring can be an overwhelming experience, but you always have to ensure that you have your bases covered.

After you get through the education process of learning the diamond 4Cs,  there is still one more piece of the puzzle left to explore: understanding the difference between the grading report vs the appraisal.

grading versus appraisal

A diamond grading report, sometimes referred to as a certificate, is an official “blueprint” of a specific diamond. It will tell you the exact measurements and shape of your diamond, as well as point out the individual characteristics of your stone.

One of the most widely recognized reports is the GIA Diamond Grading Report.

A diamond grading report refers to a diamond's quality whereas an appraisal states its current value!

A diamond grading report refers to a diamond’s quality whereas an appraisal states its current value!

Based on the International Diamond Grading System™ that GIA created nearly 60 years ago, the GIA Diamond Grading Report is an unbiased and scientifically-based assessment of your diamond’s qualities.

The report lets you know that your stone is in fact a diamond, and not some other material. It describes your diamond’s Clarity, Color, Cut, Carat weight, proportions and finish. The report also identifies any known industry-accepted treatments.

The 4Cs 640

A grading report, or certificate, is not the same thing as an appraisal. An appraisal is an estimate of a diamond’s monetary worth. An appraisal assigns a value based on current market conditions and the quality of the diamond.

A GIA report, on the other hand, provides an objective assessment of a diamond’s quality, information which appraisers often use in assigning value.

For more on the 4Cs be sure to read: “The Four Cs: An Overview”

Though a diamond’s value may appreciate or depreciate over time, a diamond’s qualities are unlikely to change.

Grading reports are intended to be used as a source of accurate, unbiased and trustworthy information about a specific diamond’s quality.

Remember, a diamond report is not a certificate or guarantee and does not indicate a diamond’s monetary value.

While an appraisal does not guarantee a price that can be fetched on the market for a given stone, it is an indicator that helps consumers understand the potential value of their diamond.

Both are important, but be sure to get a Diamond Grading Report before purchasing your diamond, so you are absolutely clear about what your diamond’s quality is.

To learn more about a diamond’s quality you might want to reference our in-depth articles on Cut, Clarity, Color, and Carat-weight.

You may also like to watch our: VIDEO-POST: “How to Buy a Diamond”

We hope you found this article helpful in getting an overall sense of  the difference between a diamond’s grading report vs the appraisal. However, should you have any additional questions about this or any other jewellery related topics, you can always: “Ask Our Jeweller”

Source: Gemological Institute of America

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